Our Products

Group Account (Chama)

Group Account (Chama)

This is for both registered and unregistered groups, private entities e.g. businesses, companies, schools, churches etc.


One account for the entire group.

1st loan is a maximum of two times the total amount of the group’s savings.

2nd loan is a maximum of three times the total amount of the group’s savings.

The repayment period will depend on the loan amount applied.

The interest rate is 1% per month on a reducing balance.

Collateral is required for loans exceeding KShs. 500,000.

A grace period of 30 days is given before the 1st loan installment is paid.

Ukristo na Ufanisi wa Angilicana Sacco

Contact Us

Riruta Head Office
ACK Emmanuel Church Riruta
Opposite Kawangware Primary School
Tel: 0720 339673

Following the recent Government directive on Covid-19 we have adjusted our business operating hours as follows: Monday-Friday 8.30 AM to 4.30 PM and on Saturday 8.30 AM to 12.00 Noon