Our Products

B.O.S.A (Back Office Services and Activities)

B.O.S.A (Back Office Services and Activities)

Back Office Services Activity (BOSA) enables a member to make deposits and access credit services.To qualify for credit facilities in the Sacco one must fulfill the following conditions:-

-Must be above 18 years and avail copy of identification card

-Must be in cell group of five (5) members and maximum of (20) members as a guarantors

-Must be a person of high integrity, honest and trustworthy
-Must have been a member for continuous 3 months and must have paid entrance fees
-Must have accumulated the prescribed minimum deposits-Must have no delinquent loan
-Must be committed to save while meeting the loan obligation
-Must attach copy of identification card

Loan categories

  • 10,000 to 300,000 payable within 12 months
  • 300,000 to 1,000,000 payable within 24months
  • 1,000,000 to 3,000,000 payable within 36 months
  • 3,000,000 to 4,000,000 payable within 48 months
  • 4,000,000 to 8,000,000 payable within 72 months
  • All at affordable interest of 1% reducing balance.

BOSA deals with groups i.e. Group Accounts, Cell Groups & Own Shares Loan


All loans below Ksh. 300,000.00 are paid via FOSA

Ukristo na Ufanisi wa Angilicana Sacco

Contact Us

Riruta Head Office
ACK Emmanuel Church Riruta
Opposite Kawangware Primary School
Tel: 0720 339673

Following the recent Government directive on Covid-19 we have adjusted our business operating hours as follows: Monday-Friday 8.30 AM to 4.30 PM and on Saturday 8.30 AM to 12.00 Noon