PAYBILL

1. M-PESA PAYBILL DIRECT POSTING

Our Paybill No. is 520900 through which our members can make deposits and loan repayments directly into their accounts. Follow the steps below:

1. Scroll down to  M-PESA menu on your phone,
2. Choose pay bill from the Lipa na m-pesa menu,
3. Enter Ukristo na Ufanisi Sacco Ltd Paybill business number—520900
4. Enter the product KEYWORD joined with your account number, and ensure that the account number has six digits – eg. SHR000001
5. Enter amount
6. Enter secret PIN and press OK
7. A summary page appears with details of your payment
8. Press ok to complete the transaction
9. Ukristo na Ufanisi Sacco will acknowledge your transaction via SMS

NB: Account number prefixes must be typed before your account number for the preferred transaction.

PAYBILL TRANSACTION KEYWORDS

SAVINGS

LOANS

BIS    -     BUSINESS

KIS   -     KILIMO

CHS  -     CHURCH

CRS   -    CURRENT

SFS    -   SCHOOL

MSS  -     MINOR SAVINGS

AFY   -      AFYA

ADS   -    ASSET

FXD   -     FIXED

HOS   -     HOLIDAY

NSV -        NORMAL SHARES

SHR -       SHARE CAPITAL

REG -       REGISTRATION FEES

BEN-          BENEVOLENT FUND

ALN   -   AFYA

AFL    -  ASSET

BIL     -   BUSINESS

CHL   -   CHURCH

HOL   -   HOLIDAY

JJL     -   JIJENGE

KLL    -  KILIMO

OSL   -   OWNSHARE

SAL  -  ADVANCE

SFL    -  SCHOOL

STL    -  SHORT TERM

SFF    -  STAFF LOAN

SDL  -  STAFF DEVELOPMENT LOAN

NLL   -  NORMAL

HHL   -  HOUSE HOLD

MOB  -  MOBILE LOAN

2. Member Portal
To access and use member portal log on to Ukriso na Ufanisi Sacco Member portal With Your Credentials or register as a new member with your Membership No. and ID No.

You Can Access The Following Services:

• View Your Statistical Information
• Guarantee Loans
• Access Various Reports e.g., Guarantor Information,Fosa statements, and Member Statement.

3. M-SACCO

M-SACCO is a mobile banking platform, which enables our members to get services from their comfort. To enjoy this service, a member must fill M-Sacco banking Form and return the form to Sacco for registration. Member must have a registered Safaricom line, which should be the number used for current account opening.

By dialing *346# or by downloading the app from play store members get the following services;

4. VISA ATM CARDS

Ukristo na Ufanisi Sacco Ltd members can access VISA branded ATM cards commonly referred to as SACCO LINK CARD. This allows current account holders to access their funds any time through the Cooperative bank ATM, Coop Kwa Jirani, Visa-branded ATMS's, Merchant outlets as well as POS shopping. Apply for Sacco Link ATM NOW